Terms of Service

1. Acceptance of Terms

By accessing and using UniversalCalc ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

UniversalCalc provides a collection of online calculator tools including but not limited to:

• •Basic and scientific calculators
• •Financial calculation tools (loans, mortgages, investments)
• •Unit conversion utilities
• •Date and time calculators
• •Statistical analysis tools
• •Specialized calculators for health, programming, and other purposes

3. Acceptable Use

You agree to use UniversalCalc only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use of the service. Prohibited uses include:

• ✗Attempting to gain unauthorized access to our systems
• ✗Using the service for illegal activities or fraud
• ✗Overloading our servers with automated requests
• ✗Reverse engineering or copying our calculator algorithms
• ✗Distributing malware or harmful code through our platform

4. Accuracy Disclaimer

While we strive to provide accurate calculations, UniversalCalc is provided "as is" without warranty of any kind. We strongly recommend:

• ⚠Verifying important financial calculations with professional advisors
• ⚠Double-checking critical engineering or scientific calculations
• ⚠Using multiple sources for calculations affecting safety or compliance
• ⚠Understanding the limitations of any calculator tool

5. Limitation of Liability

In no event shall UniversalCalc, its operators, or contributors be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the service.

6. Free Service

UniversalCalc is provided free of charge. We reserve the right to modify, suspend, or discontinue the service at any time without notice. We do not guarantee continuous, uninterrupted access to the service.

7. Intellectual Property

The design, code, and functionality of UniversalCalc are protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without explicit permission.

8. Educational and Commercial Use

UniversalCalc may be used for:

• ✓Personal calculations and learning
• ✓Educational purposes in schools and universities
• ✓Commercial and business calculations
• ✓Research and academic work

9. Privacy and Data

Our approach to privacy is simple: we don't collect your personal data or calculation history. All calculations are performed locally in your browser. For complete details, please review our Privacy Policy.

10. Third-Party Content

UniversalCalc may contain links to third-party websites or resources. We are not responsible for the content, accuracy, or opinions expressed in such websites, and such websites are not investigated, monitored, or checked for accuracy or completeness by us.

11. Indemnification

You agree to indemnify and hold harmless UniversalCalc and its contributors from any claims, damages, or expenses arising from your use of the service or violation of these terms.

12. Termination

We may terminate or suspend access to our service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

13. Changes to Terms

We reserve the right to modify or replace these terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

14. Governing Law

These terms shall be interpreted and governed in accordance with the laws of the jurisdiction in which UniversalCalc operates, without regard to conflict of law provisions.

15. Contact Information

If you have any questions about these Terms of Service, please contact us:

16. Severability

If any provision of these terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect.